Macon Uber & Lyft Accident Lawyers
Rideshare services have transformed transportation in Macon and across Georgia, but they have also created complex new insurance questions when accidents happen. Whether you were a passenger in an Uber or Lyft, a third-party driver struck by a rideshare vehicle, or a pedestrian injured in a rideshare-related crash, Kenneth S. Nugent, P.C. knows how to navigate the overlapping insurance layers that apply to these cases.
Uber and Lyft maintain substantial commercial insurance policies, but they are designed to minimize payouts. Our attorneys know the strategies these companies use and how to counter them effectively.
How Rideshare Insurance Works in Georgia
- Period 1 (App on, no ride accepted): Uber/Lyft provide limited liability coverage of $50,000 per person, $100,000 per accident, and $25,000 property damage
- Period 2 (Ride accepted, en route to passenger): Coverage increases to $1 million in commercial liability
- Period 3 (Passenger in vehicle): $1 million in commercial liability coverage applies
- App off: Only the driver's personal auto insurance applies
Georgia law requires transportation network companies (TNCs) like Uber and Lyft to maintain specific insurance coverage depending on the driver's status within the app. Understanding which coverage period applies to your accident is critical to maximizing your recovery.